Money Behaviour Reflection

These questions are about noticing your own patterns, not calculating a budget. Answer as honestly as you can — nobody sees this but you.

This tool is intended for personal reflection and education. It does not provide a medical, psychological, legal or financial diagnosis.

What's a recent purchase you made mostly on impulse? What triggered it — a feeling, a comparison, an ad, something else?

Do you find yourself comparing your finances to specific people? Who, and in which direction does it usually push your spending?

When you feel anxious about money, is it usually tied to a real, current risk — or a pattern that feels familiar from an earlier period in your life?

Is there a money-related task you've been avoiding? What does the avoidance actually protect you from feeling?

What's one thing you spend on that genuinely matches your values, regardless of what it costs?